Insurance companies are businesses — and their goal is to minimize what they pay out on every claim. If your claim has been delayed, underpaid, or denied, you're not alone. It happens to Florida policyholders every day. The good news: you have legal rights, and Jeffrey Ville knows how to enforce them.
From property damage claims to personal injury disputes to bad faith insurance practices, Ville Law represents Melbourne and Brevard County residents in insurance disputes of all types.
Florida law requires insurance companies to handle claims fairly, promptly, and in good faith. When an insurer unreasonably delays payment, denies a valid claim without justification, or fails to investigate properly, they may be acting in bad faith. Bad faith insurance claims can result in additional damages above and beyond your original claim.
How long does an insurance company have to settle a claim in Florida?
Florida law requires insurers to acknowledge a claim within 14 days, begin investigating within 10 days of receiving proof of loss, and pay or deny within 90 days. If your insurer is dragging their feet, an attorney can send a formal demand that accelerates the process.
Do I need an attorney just to dispute an insurance claim?
You don't need one — but having one dramatically improves your outcome. Insurance companies routinely offer lower settlements to unrepresented claimants. An attorney levels the playing field and signals that you won't be pushed around.
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